Fun Being Frugal

Emergency Savings:

If you have $10,000. or less to start your emergency savings, a Money Market Account may be a good choice for you.

Money Market Accounts are FDIC-insured bank accounts with higher yields than typical savings accounts. They normally run around 5% (right now they are closer to 3.5%). With only $100 to open most basic accounts, you can make unlimited deposits and you can access your funds penelty free a limited number of times per month. You can go here to compare Money Market and Savings Account Rates by state.

Be sure to keep the minimum balance required or you will face service charges that cancel out any intrest earned.

CVS:

I don't have a picture because my SoftSoap purchase went home with my daughter. She is getting care packages ready for a few of her friends in Iraq and I was glad to help out.

I hit the jackpot on this trip to CVS. I had some ECB's that were expiring today and really didn't need anything. I bought 4 SoftSoap. I used 4/$1 off coupons, $5/$15 coupon, $15 ECB, and paid $1.29 oop.

The best part was that I got: $19.96 ECB's; $10 off any purchase coupon; $2 coupon off any $10 purchase of Shampoo, Conditioner, or hair styling product; and, $2 off coupon on any Preparation H.

My second purchase wasn't as good but, I had a few more ECB's expiring so I got 4 All small & mighty laundry detergent. I used 4/$1 off coupons, $5/$15 cvs coupon, and $5 ECB's. My oop was $2.36.

Harris Teeter:

I took full advantage of Harris Teeter's triple coupons this past weekend. I didn't get any pictures.
I had 2 carts full of kids!!! Oh my!! Know who the worst ones were? The big ones of course :) The little ones were bribed with a trip to Chuck E. Cheese.